Matt functions as Flatbay Capital’s Chief Credit Officer.  He started his career in banking as a commercial credit analyst for Woodforest National Bank in 2005.  Upon leaving Woodforest, he moved into a commercial lender role at a de novo bank, Lone Star Bank in Houston, Texas.  There he honed his skills and in time held the roles of Chief Credit Officer, Chief Lending Officer, and Houston Market President.  His experience in banking has allowed him to develop a unique skill set to understand not only the credit and sales process, but also allowed him to develop and implement strategies to help an organization grow.

Matt graduated from Sam Houston State University in 2005 with a B.A. in Finance.  He completed his MBA in 2012 from his alma mater.  Matt currently resides in Klein, Texas with his wife and their two children.