A board-certified neurologist with strong personal income was unable to secure bank financing for an owner-occupied medical office acquisition due to the practice being a start-up with no operating history and a near-term closing requirement.

Led by SVP Business Development Officer Taylor West, Flatbay Capital structured a $1MM loan at ~70% LTV secured by a 3,000 SF medical office in San Antonio, enabling the borrower to close and launch operations. The three-year, interest-only structure provides time to establish cash flow and progress toward bankability.