A long-established research and data analytics firm in Dallas Fort-Worth experienced a temporary one-time business disruption creating short-term cash flow pressure despite a strong operating history and improving revenue trends.

Led by Stephanie Roehm, Flatbay Capital provided a $4MM line of credit at 60% LTV secured by owner-occupied CRE. The facility refinanced existing real estate debt and generated approximately $1.3MM of working capital, allowing the company to stabilize cash flow, manage near-term obligations, and support the rollout of new high-margin software products while sales recover.

The structure provides flexibility through an interest-only period and incremental availability tied to performance milestones—positioning the business to bridge through volatility and return to traditional bank financing.