When a Houston-area construction contractor experienced tightening cashflow and growing project volume, Flatbay Capital structured a $2MM interest-only CRE bridge loan secured by a first lien on the borrower’s 10,000 sf owner-occupied industrial facility. The proceeds refinanced debt from the previous lender, satisfied the secondary property mortgage, and provided working capital to support continued project execution.

With liquidity restored, the company is positioned to execute on $20MM+ in active work-in-progress and $2.5MM in contracted projects entering 1Q2026. The three-year bridge structure provides time to execute on existing projects, increase cashflow, and return to traditional financing upon stabilization.

The transaction was originated by Lili Tafilaj, Business Development Officer at Flatbay Capital.